ABCD Members

• Areas of expertise: General Insurance/Property Casualty
• Professional credentials: MAAA, FCAS
• Phone number:
• Email: debbie.rosenberg@riskreg.com
• Term expires: 2021

Biographical Summary

Debbie is currently a consulting actuary for Risk & Regulatory Consulting. In that capacity she has participated in various Risk-Focused examinations for a variety companies for several State Insurance Departments.

Debbie was an actuary at the New York State Insurance Department from 1980 to 2010, the majority of that time as the Assistant Chief Casualty Actuary. She was active in the Casualty Actuarial and Statistical Task Force of the National Association of Insurance Commissioners (NAIC) was involved in risk-focused examination pricing issues.

Prior to joining the New York Insurance Department she worked as a pricing actuary for the Home Insurance Company. She is currently employed on a part-time basis with Risk & Regulatory Consulting, LLC where she provides actuarial consulting services to state insurance departments.

Debbie became a fellow of the Casualty Actuarial Society (CAS) in 1984. Since then she has served and chaired a number of CAS committees and served as Vice-President Administration on the Executive Council. She also served as an elected member of the CAS Board of Directors from 200 to 2003. She is a recipient of the CAS Matthew Rodermund service award.

Debbie was a member of the Casualty Practice Council of the American Academy of Actuaries as well as the chair of its Financial Soundness and Risk Management Committee. During her term as chair, the committee published its report o the Causes of P/C Insurance Company Insolvencies.

• Area of expertise: Health Benefit Systems
• Professional credentials: MAAA, FSA, CERA
• Phone number: 818-216-3690
• Email: alice.rosenblatt@afrhealthcare.com
• Term Expires: 2021

Biographical Summary

Alice F. Rosenblatt has been a health actuary for over 40 years. She retired in 2008 from a position as Executive Vice President and Chief Actuary at WellPoint (now Anthem). In addition to her actuarial work at WellPoint, she was also responsible for the integration of all mergers and acquisitions and for the company’s Information Management strategy and implementation. Prior to WellPoint, she was a Principal at Coopers and Lybrand (now PricewaterhouseCoopers), where she provided consulting advice to health insurance companies, employers, and health care providers. She has also worked as Chief Actuary at Blue Cross Blue Shield of Massachusetts, has held actuarial positions at The New England and Mutual of New York, and was a consultant for Mercer.

She served on the Medicare Payment Advisory Commission for six years and has served on the Boards of both the Society of Actuaries and the American Academy of Actuaries. She received the Society of Actuaries’ President’s Award in October 2013. She has also chaired the SOA Nominating Committee, the SOA Health Section Council, the SOA Cultivate Opportunities Team and served as Vice-Chair of the AAA Health Practice Council. She served on two Medicare Technical Advisory Panels in 2000 and 2004. She chaired the first AAA Work Group on Risk Adjustment. She has published several articles including “The Challenges of Pricing Health Insurance for the 2014 Exchanges”.

Ms. Rosenblatt has a B.S. in Mathematics from the City College of New York and an M.A. in Mathematics from the City University of New York.

• Area of expertise: General Insurance/Property Casualty
• Professional credentials: MAAA, FCAS
• Phone number: 516-287-7406
• Email: beera@stjohns.edu
• Term Expires: 2022

Biographical Summary

Albert J. Beer serves as an Assistant Professor and member of the faculty of St. John’s University’s School of Risk Management and Actuarial Science at the Peter J. Tobin College of Business. He presently holds the position of The Michael J. Kevaney / XL Visiting Professor Of Insurance and Actuarial Practice, The School of Risk Management, Insurance And Actuarial Science. In this capacity, Professor Beer teaches courses on both the graduate and undergraduate levels. Before joining St. John’s in 2006, Mr. Beer retired as President of American Re-Insurance Company’s Strategic Business Units. In that role he was responsible for all the Underwriting and Marketing functions of American Re’s risk bearing entities including Direct Treaty, Direct Facultative, American Re Credit and Surety, American Re Broker Market, and Munich-American RiskPartners. He also served as Executive Vice President of American Re Corporation, as Chairman, President and CEO of American Alternative Insurance Company and as Chairman, President and CEO of the Princeton Excess and Surplus Lines Insurance Company. Prior to joining American Re (now Munich Re America) in 1992, Mr. Beer was Chief Actuary and Director of Alternative Risk for the Skandia America Group, where he established a reputation as an internationally recognized expert in the development of the Alternative Market. From 1984 to 1989, Mr. Beer was a Partner with the consulting firm Tillinghast, a division of Towers, Perrin and held various management positions in the Actuarial and Risk Management Practice Areas. Between 1976 and 1984, he held the position of Professor of Actuarial Science at The College of Insurance, where he was voted Professor of the Year three times.

Mr. Beer is Phi Beta Kappa graduate of Manhattan College where he earned a Bachelor of Science degree in Mathematics and received a Masters of Science degree in Mathematics from the University of Colorado. He is a Fellow of the Casualty Actuarial Society, and has served as the Society’s President. He has also been a member of the Board of Directors of the American Academy of Actuaries and has served as Chairman of the Actuarial Standards Board, the entity responsible for promulgating standards of practice for the actuarial profession in the United States. Currently, Mr. Beer serves as a Trustee Emeritus on the Board of The Actuarial Foundation, a philanthropic organization, sponsoring research, education, and communication initiatives designed to utilize actuarial talent to address societal issues. He also currently serves on the Board and as Audit Committee Chair of two Insurance companies, Aspen Bermuda Holdings and United Educators.

• Area of expertise: Risk Management and Financial Reporting
• Professional credentials: MAAA, FSA
• Phone number: 781-213-6228
• Email: william.hines@milliman.com
• Term Expires: 2023

Biographical Summary

William is a Principal and Consulting Actuary with the Boston office of Milliman, Inc. He has consulted extensively on financial reporting issues involving IFRS, U.S. GAAP, and regulatory accounting issues. He has served as appointed actuary for several life insurers in the United States, Bermuda and the Cayman Islands. Prior to joining Milliman, William worked at John Hancock Life Insurance Company in Boston. William has served in volunteer leadership positions with the American Academy of Actuaries and the International Actuarial Association, and has served on the International Accounting Standard Board’s IFRS 17 Transition Resource Group, the International Auditing and Assurance Standards Board’s Consultative Advisory Group and the Insurance Policy Advisory Committee of the Board of Governors of the Federal Reserve. William holds a Bachelor of Business Administration degree in finance from the University of Massachusetts at Amherst.

• Area of expertise: Retirement Systems
• Professional credentials: MAAA, EA, FCA, FSA
• Phone number: 703-893-1456 EXT 1003
• Email: kkent@cheiron.us
• Term expires: 2021

Biographical Summary

Kenneth A. Kent, a consulting actuary for Cheiron, has over three decades of professional, managerial and public service experience working on challenging retirement plan assignments and public policy issues. His expertise in managing the complex financial, regulatory, legal and administrative issues surrounding pension and defined contribution plan design and funding strategies has helped scores of multiemployer, public sector and corporate plan sponsor clients since 1976. Ken’s wide-ranging expertise on pension matters led to his being called to testify before Congress on pension reform legislative proposals.

Some of his recent consulting assignments include developing a comprehensive retirement policy to benchmark and measure changing business needs against financial resources; creation of standard Government Accounting Report format for meeting the emerging required disclosure of post-employment benefits. He has testified before state legislative committees on the value of stress testing in decision making and has been actively involved in helping provide resolutions and flight paths to improved funding for some of the most challenged retirement systems in the country.

Ken has been a principal at several of the nation’s largest actuarial consulting firms including, prior to joining Cheiron, and currently manages a number of the largest multiemployer plans as well as a number of major U.S. cities and state retirement systems.

His civic activities include serving as Vice President of Pensions, Vice President of the Council of Professionalism and as a regular and special Board member for the American Academy of Actuaries, President of the Conference of Consulting Actuaries, and Chair of the Joint Committee on the Code of Professional Conduct. He authored a recent white paper titled Disclosure Under the Code of Professional Conduct–Concepts on Professionalism and was one of a seven member task force issuing the Critical Review of the U.S. Actuarial Profession in 2006 as well as being one of the original authors of the Code of Professional Conduct that continues to be the single Code adopted by all of the U.S. actuarial organizations.

• Area of expertise: Pension
• Professional credentials: MAAA, FSA, EA
• Phone number: 818-906-7048
• Email: rkutikoff@pacificbenefitservices.com
• Term Expires: 2023

Biographical Summary

Rickard D. Kutikoff is President of Pacific Benefit Services. He has 40 years of consulting experience including plan design, actuarial, compliance, administration, IRS audits, and pension accounting matters for retirement plans of organizations ranging from small businesses to Fortune 500 companies. He served for four years as an officer and five years on the Leadership Council of ASPPA College of Pension Actuaries (ACOPA) and ten years on the Advisory Committee to the Joint Board for the Enrollment of Actuaries. He is a past member of the American Academy of Actuaries’ Pension Accounting Committee. He is a frequent speaker at ACOPA conferences on plan design, pension accounting, ethics and professionalism. He is a Member of the American Academy of Actuaries, a Fellow of the Society of Actuaries, a member of ASPPA, a CFA charter holder and is an Enrolled Actuary. He is a Phi Beta Kappa graduate of State University of New York at Stony Brook with a B.S. in Mathematics and a Masters in Applied Mathematics, and has an MBA from UCLA.

• Area of expertise: Life Insurance
• Professional credentials: MAAA, FSA
• Phone number: 617-818-7614
• Email: godfrey@perrotts.com
• Term expires: 2022

Biographical Summary

Godfrey Perrott retired from Milliman December 2007 after a 43 year career. He was a consulting actuary specializing in life insurance including mutual company reorganizations (demutualizations and mergers), appraisals, and data processing systems. He is a graduate of Cambridge University in England.

From 1979 to 1989, he served on the SOA E&E Committee, (general chairperson in 1989). He has served as a moderator and panelist for SOA educational programs on numerous occasions. He was active in the ASB 1995-2009, becoming a board member in 2004, and a vice chair of the ASB in 2006. He was a member of the Interim Actuarial Standards Subcommittee of the IAA, and has been a vice chair of the Actuarial Standards Committee since its formation in 2012.

• Area of expertise: Health
• Professional credentials: MAAA, FCA, ASA, IAA, CEBS
• Phone number: 312-486-1472
• Email: jschubert@deloitte.com
• Term Expires: 2023

Biographical Summary

John Schubert is a Specialist Leader and health actuary for Deloitte Consulting, LLP and has over 40 years of actuarial and consulting experience with his focus being retiree health and welfare benefits. John has served eleven years on the Board of Directors of the Conference of Consulting Actuaries, including President (2013-2014) and ten years on the American Academy of Actuaries Board of Directors including Vice President of Health (2002-2005) and Treasurer (2009-2012). He has also served on the International Actuarial Association’s Health Committee since 2013 and for six years as a Trustee of The Actuarial Foundation and is now an Emeritus Trustee. John is a distinguished alumnus of the University of Wisconsin-Fox Valley and he holds a Bachelor of Business Administration degree in actuarial science and risk and insurance from the University of Wisconsin–Madison. John is a Fellow of the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries, an Associate of the Society of Actuaries and a Certified Employee Benefit Specialist.